Liability Insurance

Obtain the right business liability policy for your situation to give you peace of mind and protection.

Our Liability Insurance Service

Review and audit your current liability insurance to ensure compliance with all laws and regulations, including comprehensive and appropriate coverage for potential liability.

Facilitate purchasing of Employment Practices Liability Insurance (EPLI) between your company and our recommended insurance broker.

Review the use of vehicles in the business to ensure proper Ownership documentation and coverages are in place.

Recommend deductible options as an avenue for potential savings. Few companies are aware of or use deductible options to their advantage.

Develop a plan to implement any recommendations based on the “YBG Liability Insurance Review.”

Recommend from our network of brokers choices for your consideration to assist you in obtaining necessary coverages, controlling the costs of all liability coverages, and ensuring the business complies with all laws and regulations.

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Could you benefit from Liability Insurance?

You Could Close More Large Contracts. If you regularly place bids for large contracts, having the proper general liability insurance policy in force could help you close more contracts. The reason for this is that many firms require you to have certain coverages before bidding on or closing a deal. By having your policy already in force, you’re one step ahead of the competition.

Business Insurance Helps to Minimize Financial Losses. Without business insurance, you could be on the hook to pay for repairs, legal fees, replacement costs, and medical costs, and if you don’t have the finances to cover it, this could put your business in a bad financial position.

Protection Against Employee or Staff Actions. There is an old saying about it being hard to find good help. While you’ll likely try to keep the best staff possible, it is sometimes hard to guard against employee or staff actions. This includes things as simple as slander or something as serious as an incident with property damage or injuries. In certain cases, these types of claims brought on by third parties could have coverage on your general liability insurance policy. However, sometimes you might need to add a special provision, or even separate policy.

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How can we help you?

Here at Your Business Guardian, we tailor programs to help you and your company achieve your personal and business financial goals.