Your Business Guardian

About us

Your Business Guardian (YBG) tailors programs to help individuals and companies achieve their personal and business financial goals.

Maria’s mission is to become your guardian angel by assisting you and your business growth, and protecting your financial assets.

Maria Contreras is a high-stakes business advisor and the driving force behind Your Business Guardian, a specialized consultancy within the MCB Solutions Group. With a career spanning commercial banking, international retail, and multi-unit ownership, Maria provides business owners with the financial rigor and operational “armor” necessary to scale sustainably and protect their assets.
 
A Holistic Approach to Business Protection
At Your Business Guardian, Maria’s mission is to move beyond surface-level consulting. She partners with a diverse network of professionals to provide 360-degree oversight for her clients. Her advisory focus is built on three core pillars:
  • Financial Stability & Risk Mitigation: Leveraging her background in commercial banking at JPMorgan Chase and Citibank, Maria guides owners in protecting their financial foundations and shielding their businesses from liabilities.
  • Operational Integrity: Drawing from her experience managing over 150 employees across multiple award-winning locations, she helps owners implement systems-driven structures that ensure consistency and performance.
  • Behavioral Communication & Culture: Maria bridges the gap between leadership and staff, helping teams master communication to foster a culture of integrity and shared values—the key to long-term enterprise value.
The Authority of Experience
Maria’s consulting is informed by a proven track record of “building to exit.” Most notably, she successfully developed, scaled, and orchestrated the sale of a four-unit beauty service portfolio in Brooklyn. Under her leadership, these locations consistently ranked in the top 4% nationwide for revenue performance. This high-value exit at a 4x EBITDA multiple serves as the blueprint she now shares with her clients to help them achieve their own financial goals.
 
Strategic Visionary
A former Vice President-level banker who obtained her investment and insurance licenses by age 22, Maria combines the discipline of an institutional executive with the grit of a self-made entrepreneur. Having immigrated to the U.S. at age 13 and becoming a citizen while launching her banking career, she brings a relentless work ethic and a deep passion for helping fellow business owners protect and grow their American Dream.

Maria Contreras-Bauer Founder and CEO of Your Business Guardian.

“From legal to tactical organization we actively look to ensure we find the best fit to suit your business goals and personal goals…”

about our team

Teamwork

“Reach your potential with our experienced team of consultants!”

Our team has been working with business owners and individuals for over a decade to successfully secure their financial goals. We are a team of leading Finance Brokers, Legal Professionals, Financial Analysts, Succession and Retirement Specialists, Leadership and Behavioral Facilitators.

Schedule your free consultation

How can we help you?

Here at Your Business Guardian, we tailor programs to help you and your company achieve your personal and business financial goals.

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